Most homeowners are overpaying for mortgage insurance that doesn't protect their family.

The coverage your bank sold you shrinks every year as you pay down the mortgage — but your premium never does. You keep paying the same price for less and less protection, and every dollar of the payout goes to the lender, not your family. We'll find you coverage that beats the bank and saves you money — while making sure your family is actually protected.

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Canada's top life insurance carriers

ManulifeSun Life FinancialCanada LifeiA Financial GroupEmpire LifeEquitable LifeRBC InsuranceBMO InsuranceDesjardinsForesters FinancialHumania AssuranceBenevaivariOneday InsuranceManulifeSun Life FinancialCanada LifeiA Financial GroupEmpire LifeEquitable LifeRBC InsuranceBMO InsuranceDesjardinsForesters FinancialHumania AssuranceBenevaivariOneday Insurance

How it works

Three steps. No paperwork.

01

Tell us about your mortgage

Your balance, your timeline, and a few quick questions.

02

We shop the market

We compare Canada's top carriers behind the scenes to find your fit.

03

Get your match, then book

Pick a time that works and we lock in your exact price on a quick call.

Trusted by Canadians

Built on real stories.

5.0 ★
average rating
30+
Canadian carriers
100%
five-star reviews
I wouldn't trust anyone else. Matt is professional, timely, and always available with the best service possible.
Michael Zavarella
★★★★★·Toronto, Ontario · Real Estate Broker
You were extremely helpful and kind, walking me through the process and making sure I understood the policy. I would recommend your company to anyone.
Tracy
★★★★★·Ontario
There was never pressure — only honest guidance and genuine care. In an industry often driven by short-term sales, that kind of integrity speaks volumes.
Lexi Gilbert
★★★★★·Alberta · Business Owner

FAQ

Common questions.

Bank mortgage insurance pays the bank — it clears the balance and that's it. Personal coverage pays your family directly, so they decide how to use it. It's also portable (it doesn't end if you switch lenders) and the amount doesn't shrink as you pay the mortgage down.
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